We all have morning rituals. And most of us probably have a few we'd like to opt out of. My morning tear-up-the-credit-card-opportunity-into-little-bits-and-put-it-in-the-recycling ritual is one I would gladly abandon.
Richard Winkler recently told be about OptOutPreScreen. This web service removes your name from the various Consumer Credit Reporting Companies that provide the solicitors with their targets. You can do it forever, or for five years. You can also opt back in. They do ask you to provide your Social Security number, but, being a victim of identity theft, I opted out of that option. I hope it works as the list will be down to 99 problems, but this won't be one.